What this policy covers

This Blue Dreams Online Privacy Policy (“Privacy Policy”) describes how we collect information when you visit or use Blue Dreams's websites, mobile applications, and other online services that link to this Privacy Policy (“Online Services”). It also describes how we use and share such information and explains your privacy rights and choices. Our Online Services are intended for a U.S. audience. The terms “Capital One,” “we,” “us,” or “our” mean Blue Dreams Financial Corporation and its U.S. affiliates. “You” means an individual who visits our Online Services and does not refer to a business or other entity or to individuals outside the U.S.

What this policy does not cover

This Privacy Policy does not apply to the websites, mobile applications, or other online services of Blue Dreams Shopping or our non-U.S. affiliates. It also does not apply to non-Blue Dreams companies, such as our co-branded partners, auto dealerships and auto-finance companies, or any third-party websites that we link to online. Please review the privacy policies of other websites and services you visit to understand their privacy practices.

Other important resources

Our U.S. Consumer Privacy Notice applies to information that we collect about individuals who seek, apply for, or obtain our financial products and services for personal, family, or household purposes. In addition, our California Consumer Privacy Act Disclosure and Workforce CCPA Disclosure apply to certain information we collect about California residents.

DATA RETENTION AND SECURITY

The personal information we collect will be retained for as long as reasonably necessary for the purposes set out in this Privacy Policy and consistent with our retention policies, in accordance with applicable laws. When determining these retention policies, we take into account the length of time personal information is required to be retained to provide the services; satisfy legal and compliance obligations and for audit purposes; address any complaints regarding the services; and defend or bring potential legal claims.

We have an information security program that includes administrative, technical, and physical measures that are designed to protect information within our company. While we strive to protect information about you, no method of data transmission or storage is 100% secure, and we cannot ensure or warrant the security of such information.

Visit our Fraud and Identity Theft Prevention page for more information about our commitment to security and tips about how to guard against fraud and identity theft.

CHILDREN'S PRIVACY

Our Online Services are not directed to children under 13. We kindly request that children under 13 not provide information to us through our Online Services.

SOCIAL MEDIA

Blue Dreams has official pages on social media services such as Facebook, Twitter, Pinterest, Tumblr, LinkedIn, and YouTube. When you interact with us on these pages or elsewhere on social media, we may collect information such as your likes, interests, feedback, and preferences. We may collect additional information from social media companies if you choose to share with them and they, in turn, share such information with us.